*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --navy: #0b2540;
    --navy-mid: #163554;
    --sky: #e8f4fb;
    --accent: #1a8fcb;
    --accent-dark: #1270a0;
    --accent-light: #d0eaf7;
    --warm: #f7f3ee;
    --text: #1a1a2e;
    --muted: #5a6a7a;
    --white: #ffffff;
    --border: rgba(11,37,64,0.12);
    --serif: 'DM Serif Display', Georgia, serif;
    --sans: 'DM Sans', system-ui, sans-serif;
    --radius: 12px;
    --radius-lg: 20px;
    --shadow: 0 4px 24px rgba(11,37,64,0.10);
    --shadow-lg: 0 12px 48px rgba(11,37,64,0.15);
  }

  html { scroll-behavior: smooth; }

  body {
    font-family: var(--sans);
    color: var(--text);
    background: var(--white);
    line-height: 1.7;
    font-size: 16px;
    overflow-x: hidden;
  }

  /* ── NAV ── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    background: rgba(255,255,255,0.95);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border);
    padding: 0 2.5rem;
    height: 68px;
    display: flex; align-items: center; justify-content: space-between;
    gap: 1.5rem;
  }
  .nav-logo {
    display: flex; align-items: center;
    text-decoration: none; flex-shrink: 0;
  }
  .nav-logo-img {
    height: 50px;
    width: auto;
    display: block;
    object-fit: contain;
  }

  .nav-links {
    display: flex; gap: 1.75rem; list-style: none;
    flex: 1; justify-content: center;
  }
  .nav-links a { text-decoration: none; color: var(--muted); font-size: 14px; font-weight: 400; transition: color 0.2s; white-space: nowrap; }
  .nav-links a:hover { color: var(--navy); }

  .nav-cta {
    background: var(--accent); color: white; text-decoration: none;
    padding: 10px 22px; border-radius: 8px; font-size: 14px; font-weight: 500;
    transition: background 0.2s, transform 0.15s; white-space: nowrap; flex-shrink: 0;
  }
  .nav-cta:hover { background: var(--accent-dark); transform: translateY(-1px); }

  .hamburger { display: none; background: none; border: none; cursor: pointer; padding: 4px; }
  .hamburger span { display: block; width: 22px; height: 2px; background: var(--navy); margin: 5px 0; border-radius: 2px; transition: 0.3s; }

  .mobile-menu {
    display: none; position: fixed; top: 68px; left: 0; right: 0;
    background: white; border-bottom: 1px solid var(--border);
    padding: 1.5rem 2rem; z-index: 99; flex-direction: column; gap: 1rem;
  }
  .mobile-menu.open { display: flex; }
  .mobile-menu a { text-decoration: none; color: var(--text); font-size: 15px; padding: 0.4rem 0; border-bottom: 1px solid var(--border); }
  .mobile-menu .nav-cta { text-align: center; margin-top: 0.5rem; border-bottom: none; padding: 12px; }

  /* ── HERO ── */
  #home {
    min-height: 100vh;
    display: grid;
    grid-template-columns: 1fr 1fr;
    position: relative;
    overflow: hidden;
    padding: 0;
  }

  /* LEFT PANEL — solid navy with content */
  .hero-left {
    background: var(--navy);
    display: flex; flex-direction: column; justify-content: center;
    padding: 120px 3.5rem 80px 3.5rem;
    position: relative; z-index: 2; overflow: hidden;
  }

  /* subtle radial glow behind text */
  .hero-left::before {
    content: '';
    position: absolute;
    width: 600px; height: 600px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(26,143,203,0.12) 0%, transparent 70%);
    top: -100px; left: -150px;
    pointer-events: none;
  }

  /* RIGHT PANEL — full-bleed image */
  .hero-right {
    position: relative; overflow: hidden;
  }
  .hero-right img {
    width: 100%; height: 100%;
    object-fit: cover; object-position: center top;
    display: block;
  }
  /* dark gradient on left edge of image so it transitions cleanly */
  .hero-right::before {
    content: '';
    position: absolute; inset: 0;
    background: linear-gradient(to right, var(--navy) 0%, transparent 25%);
    z-index: 1;
  }

  .hero-bg-circle { display: none; } /* no longer needed */

  .hero-inner { position: relative; z-index: 2; }

  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(26,143,203,0.15); border: 1px solid rgba(26,143,203,0.35);
    color: #7fd3f5; padding: 7px 16px; border-radius: 99px; font-size: 12.5px;
    margin-bottom: 2rem; font-weight: 400; width: fit-content;
  }
  .hero-badge-dot { width: 6px; height: 6px; border-radius: 50%; background: #7fd3f5; animation: pulse 2s infinite; flex-shrink: 0; }
  @keyframes pulse { 0%,100%{opacity:1} 50%{opacity:0.4} }

  .hero h1 {
    font-family: var(--serif);
    font-size: clamp(2.6rem, 3.8vw, 4.2rem);
    color: white; line-height: 1.1; margin-bottom: 1.5rem;
    font-weight: 400; letter-spacing: -0.01em;
  }
  .hero h1 em { color: #7fd3f5; font-style: italic; }

  .hero-sub {
    font-size: 1.05rem; color: rgba(255,255,255,0.68);
    margin-bottom: 2.5rem; font-weight: 300; line-height: 1.8;
    max-width: 460px;
  }

  .hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; margin-bottom: 3.5rem; }

  .btn-primary {
    background: var(--accent); color: white; padding: 15px 34px;
    border-radius: 10px; text-decoration: none; font-size: 15px; font-weight: 500;
    transition: background 0.2s, transform 0.15s, box-shadow 0.2s; display: inline-block;
    box-shadow: 0 4px 20px rgba(26,143,203,0.35);
  }
  .btn-primary:hover { background: #1a9fe0; transform: translateY(-2px); box-shadow: 0 8px 28px rgba(26,143,203,0.45); }

  .btn-outline {
    border: 1.5px solid rgba(255,255,255,0.25); color: rgba(255,255,255,0.85); padding: 15px 34px;
    border-radius: 10px; text-decoration: none; font-size: 15px;
    transition: border-color 0.2s, background 0.2s, color 0.2s; display: inline-block;
  }
  .btn-outline:hover { border-color: rgba(255,255,255,0.65); color: white; background: rgba(255,255,255,0.06); }

  /* Trust bar — horizontal pills */
  .hero-trust {
    display: grid; grid-template-columns: 1fr 1fr;
    gap: 0.75rem;
    border-top: 1px solid rgba(255,255,255,0.08); padding-top: 2rem;
  }
  .trust-item {
    display: flex; align-items: center; gap: 10px;
    color: rgba(255,255,255,0.75); font-size: 12.5px;
    background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08);
    border-radius: 8px; padding: 10px 14px;
  }
  .trust-icon { width: 16px; height: 16px; fill: #7fd3f5; flex-shrink: 0; }

  /* ── SECTIONS SHARED ── */
  section { padding: 90px 2rem; }
  .container { max-width: 1100px; margin: 0 auto; }
  .section-tag {
    display: inline-block; font-size: 12px; font-weight: 500; letter-spacing: 0.1em;
    text-transform: uppercase; color: var(--accent); margin-bottom: 1rem;
  }
  .section-title {
    font-family: var(--serif); font-size: clamp(2rem, 4vw, 3rem);
    line-height: 1.2; color: var(--navy); margin-bottom: 1rem; font-weight: 400;
  }
  .section-intro {
    font-size: 1.1rem; color: var(--muted); max-width: 580px; line-height: 1.75;
  }
  .section-header { margin-bottom: 3.5rem; }

  /* ── WHY US ── */
  #why { background: var(--warm); }
  .why-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 1.5rem; }
  .why-card {
    background: white; border-radius: var(--radius-lg); padding: 2rem;
    border: 1px solid var(--border); transition: box-shadow 0.2s, transform 0.2s;
  }
  .why-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
  .why-icon {
    width: 48px; height: 48px; border-radius: 12px; background: var(--accent-light);
    display: flex; align-items: center; justify-content: center; margin-bottom: 1.25rem;
  }
  .why-icon svg { width: 24px; height: 24px; fill: var(--accent); }
  .why-card h3 { font-family: var(--serif); font-size: 1.2rem; color: var(--navy); margin-bottom: 0.6rem; font-weight: 400; }
  .why-card p { font-size: 14px; color: var(--muted); line-height: 1.7; }

  /* ── SERVICES ── */
  #services { background: white; }
  .services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 1.5rem; }
  .service-card {
    border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 1.75rem;
    transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s; background: white;
  }
  .service-card:hover { border-color: var(--accent); box-shadow: var(--shadow); transform: translateY(-2px); }
  .service-num { font-size: 11px; color: var(--accent); font-weight: 500; letter-spacing: 0.1em; margin-bottom: 0.75rem; }
  .service-card h3 { font-family: var(--serif); font-size: 1.15rem; color: var(--navy); margin-bottom: 0.6rem; font-weight: 400; }
  .service-card p { font-size: 14px; color: var(--muted); line-height: 1.7; }
  .service-note {
    margin-top: 3rem; padding: 1.5rem 2rem; background: var(--sky);
    border-radius: var(--radius); border-left: 4px solid var(--accent);
    font-size: 14px; color: var(--navy-mid);
  }

  /* ── HOW IT WORKS ── */
  #how { background: var(--navy); }
  #how .section-title { color: white; }
  #how .section-intro { color: rgba(255,255,255,0.65); }
  #how .section-tag { color: #7fd3f5; }
  .steps { display: flex; flex-direction: column; gap: 0; max-width: 720px; }
  .step { display: flex; gap: 2rem; align-items: flex-start; padding: 2rem 0; position: relative; }
  .step:not(:last-child)::after {
    content: ''; position: absolute; left: 23px; top: 64px;
    bottom: -8px; width: 2px; background: rgba(26,143,203,0.25);
  }
  .step-num {
    width: 48px; height: 48px; border-radius: 50%; background: rgba(26,143,203,0.15);
    border: 2px solid var(--accent); color: #7fd3f5; font-size: 15px; font-weight: 500;
    display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  }
  .step-body h3 { font-family: var(--serif); font-size: 1.25rem; color: white; margin-bottom: 0.5rem; font-weight: 400; }
  .step-body p { font-size: 14px; color: rgba(255,255,255,0.6); line-height: 1.7; }

  /* ── AREAS ── */
  #areas { background: var(--warm); }
  .county-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 1rem; margin-top: 0.5rem; }
  .county-card {
    background: white; border-radius: var(--radius); padding: 1.5rem;
    border: 1px solid var(--border); transition: box-shadow 0.2s;
  }
  .county-card:hover { box-shadow: var(--shadow); }
  .county-card h3 { font-family: var(--serif); font-size: 1rem; color: var(--navy); margin-bottom: 0.75rem; font-weight: 400; }
  .county-card ul { list-style: none; }
  .county-card li { font-size: 13px; color: var(--muted); padding: 2px 0; }
  .county-card li::before { content: '·  '; color: var(--accent); }
  .areas-note { margin-top: 2rem; text-align: center; font-size: 14px; color: var(--muted); }
  .areas-note a { color: var(--accent); }

  /* ── ABOUT ── */
  #about { background: white; }
  .about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: center; }
  .about-visual {
    background: var(--sky); border-radius: var(--radius-lg); padding: 3rem 2rem;
    text-align: center; display: flex; flex-direction: column; gap: 1.5rem;
  }
  .cred-item {
    background: white; border-radius: var(--radius); padding: 1rem 1.25rem;
    display: flex; align-items: center; gap: 12px; text-align: left;
    border: 1px solid var(--border);
  }
  .cred-icon { width: 20px; height: 20px; fill: var(--accent); flex-shrink: 0; }
  .cred-text { font-size: 13px; color: var(--navy); line-height: 1.4; }
  .about-text p { color: var(--muted); font-size: 15px; line-height: 1.8; margin-bottom: 1.25rem; }
  .mission-box {
    background: var(--navy); color: white; border-radius: var(--radius); padding: 1.5rem;
    margin-top: 1.5rem;
  }
  .mission-box .mission-label { font-size: 11px; color: #7fd3f5; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 0.5rem; }
  .mission-box p { font-family: var(--serif); font-size: 1.1rem; line-height: 1.6; color: white; margin: 0; font-style: italic; }

  /* ── FAQ ── */
  #faq { background: var(--warm); }
  .faq-list { max-width: 760px; }
  .faq-item { border-bottom: 1px solid var(--border); }
  .faq-q {
    width: 100%; text-align: left; background: none; border: none; cursor: pointer;
    padding: 1.25rem 0; display: flex; justify-content: space-between; align-items: center;
    font-family: var(--serif); font-size: 1.05rem; color: var(--navy); font-weight: 400;
    line-height: 1.4;
  }
  .faq-q:hover { color: var(--accent); }
  .faq-arrow {
    width: 20px; height: 20px; border-radius: 50%; border: 1.5px solid var(--border);
    display: flex; align-items: center; justify-content: center; flex-shrink: 0;
    transition: transform 0.3s, border-color 0.2s;
  }
  .faq-arrow svg { width: 10px; height: 10px; stroke: var(--muted); fill: none; stroke-width: 2; }
  .faq-item.open .faq-arrow { transform: rotate(45deg); border-color: var(--accent); }
  .faq-item.open .faq-arrow svg { stroke: var(--accent); }
  .faq-a { max-height: 0; overflow: hidden; transition: max-height 0.4s ease, padding 0.3s; }
  .faq-a p { font-size: 14px; color: var(--muted); line-height: 1.75; padding-bottom: 1.25rem; }
  .faq-item.open .faq-a { max-height: 300px; }

  /* ── TESTIMONIALS ── */
  #testimonials { background: white; }
  .testi-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 1.5rem; }
  .testi-card {
    background: var(--sky); border-radius: var(--radius-lg); padding: 2rem;
    border: 1px solid rgba(26,143,203,0.15);
  }
  .testi-stars { color: #f5a623; font-size: 14px; margin-bottom: 1rem; letter-spacing: 2px; }
  .testi-card blockquote { font-family: var(--serif); font-size: 1.05rem; color: var(--navy); line-height: 1.6; font-style: italic; margin-bottom: 1.25rem; }
  .testi-author { font-size: 13px; color: var(--muted); font-weight: 500; }

  /* ── CONTACT ── */
  #contact { background: var(--navy); }
  #contact .section-title { color: white; }
  #contact .section-intro { color: rgba(255,255,255,0.65); }
  #contact .section-tag { color: #7fd3f5; }
  .contact-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: 4rem; }
  .contact-info { display: flex; flex-direction: column; gap: 1.5rem; }
  .contact-info-item { display: flex; gap: 1rem; align-items: flex-start; }
  .ci-icon { width: 40px; height: 40px; border-radius: 10px; background: rgba(26,143,203,0.15); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
  .ci-icon svg { width: 18px; height: 18px; fill: #7fd3f5; }
  .ci-label { font-size: 12px; color: rgba(255,255,255,0.45); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 2px; }
  .ci-val { font-size: 14px; color: white; line-height: 1.5; }

  .contact-form { background: white; border-radius: var(--radius-lg); padding: 2.5rem; }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1rem; }
  .form-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 1rem; }
  .form-group label { font-size: 12px; font-weight: 500; color: var(--navy); letter-spacing: 0.04em; text-transform: uppercase; }
  .form-group input, .form-group select, .form-group textarea {
    border: 1.5px solid var(--border); border-radius: 8px; padding: 11px 14px;
    font-family: var(--sans); font-size: 14px; color: var(--text);
    transition: border-color 0.2s; outline: none; background: white; width: 100%;
  }
  .form-group input:focus, .form-group select:focus, .form-group textarea:focus { border-color: var(--accent); }
  .form-group textarea { resize: vertical; min-height: 100px; }
  .form-submit {
    width: 100%; background: var(--accent); color: white; border: none; border-radius: 10px;
    padding: 14px; font-size: 15px; font-weight: 500; cursor: pointer; font-family: var(--sans);
    transition: background 0.2s, transform 0.15s;
  }
  .form-submit:hover { background: var(--accent-dark); transform: translateY(-1px); }
  .form-note { font-size: 12px; color: var(--muted); text-align: center; margin-top: 0.75rem; }

  /* ── FOOTER ── */
  footer {
    background: #071b30; color: rgba(255,255,255,0.5); font-size: 13px;
    padding: 2rem; text-align: center; line-height: 1.6;
  }
  footer a { color: rgba(255,255,255,0.5); }
  footer strong { color: rgba(255,255,255,0.8); }

  /* ── RESPONSIVE ── */
  @media (max-width: 1024px) {
    .nav-links { gap: 1.25rem; }
    #home { grid-template-columns: 55% 45%; }
    .hero-left { padding: 120px 2.5rem 80px 2.5rem; }
  }

  @media (max-width: 768px) {
    .nav-links, .nav-cta { display: none; }
    .hamburger { display: block; }
    .about-grid, .contact-grid { grid-template-columns: 1fr; gap: 2.5rem; }
    .form-row { grid-template-columns: 1fr; }
    section { padding: 60px 1.25rem; }
    nav { padding: 0 1.25rem; }
    #home { grid-template-columns: 1fr; grid-template-rows: 45vh auto; }
    .hero-left { padding: 3rem 1.5rem 3rem; order: 2; }
    .hero-right { order: 1; }
    .hero-trust { grid-template-columns: 1fr; }
    .hero h1 { font-size: 2.2rem; }
  }

  @media (max-width: 480px) {
    .hero h1 { font-size: 2.4rem; }
    .county-grid { grid-template-columns: 1fr 1fr; }
  }

  /* ── ANIMATIONS ── */
  .fade-in { opacity: 0; transform: translateY(20px); transition: opacity 0.6s ease, transform 0.6s ease; }
  .fade-in.visible { opacity: 1; transform: none; }

  /* ── SUCCESS MESSAGE ── */
  .form-success { display: none; text-align: center; padding: 2rem; }
  .form-success-icon { font-size: 2.5rem; margin-bottom: 0.75rem; }
  .form-success h3 { font-family: var(--serif); color: var(--navy); margin-bottom: 0.5rem; }
  .form-success p { font-size: 14px; color: var(--muted); }